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When you’re hurt in a car accident, one of your first concerns may be putting this traumatic experience behind you. You may not even want to file a police report for your accident. But failing to report an accident can lead to trouble.
Filing a police report can be a key piece of evidence, and it can protect you in the future from trouble. Here’s what you need to know about filing a police report and how it can impact your car accident lawsuit.
Protect Yourself From Liability
Some people don’t want to get an accident report because they’re worried they’ll be held liable for reckless driving behaviors, even if they were careful. These behaviors include distracted driving, failing to yield the right of way, or outright negligence during the accident.
When you don’t file an accident report, there’s no evidence to prove who was responsible for causing it in the first place unless someone else comes forward with their story. Reporting your car accident to the police can act as evidence showing you’re not liable for the accident.
Legal Reporting Requirements
If you live in a no-fault insurance state, you may be able to get compensation from your own insurance company without filing a claim against the driver that was involved in the crash. Even so, you still need to provide evidence like an official accident report from police that states another driver was at fault.
In fact, there are laws that require you to file an accident report in any no-fault state. These laws state that any accident where more than $1,000 worth of damage or serious physical injury has happened must be reported.
Informing Your Insurance Company
If you’re injured in a car accident, you may have an opportunity to turn to your insurance company. But your insurer isn’t always on your side, and they may try to downplay your injuries or even claim you were acting recklessly. While Utah is a no-fault state, insurance companies don’t always act in good faith.
Because of this, your police report may be a key piece of evidence in your claim. Your lawyer can use this evidence to your advantage, showing you were injured in a car accident and that the accident wasn’t your fault. That can be vital when your insurance company refuses to cooperate and provide the compensation you’re due.
Seek a Lawyer’s Help Reporting Your Car Accident
When you’re hurt in a car accident, filing a police report now can save you time, stress, and worry in the future. But you may be unsure how to file your report or what to do with that report. That’s where your lawyer can step in and help you recover.
At Craig Swapp & Associates, we understand your distress, and we’ll work tirelessly to get you every dime. To start with a free consultation, give us a call at 1-800-404-9000 or fill out the online contact form below.