Many of our clients have been denied SSDI benefits numerous times before they contact us for assistance. Sometimes, with a single claim, the client has submitted an appeal, only to receive a second denial. Other times, a client may have filed multiple individual claims over the years, only to be turned away at each attempt. The most urgent fact to understand is that the 60-day appeal deadline is very firm (65 days from the date of the notice). Unless there are very extenuating circumstances (such as a long hospitalization or death in the family), Social Security will not accept an appeal after this deadline. If you miss an appeal deadline, you will most likely have to file a new claim. The downside is that any given claim for SSDI benefits can only be retroactive up to one year prior to the date the claim is filed. That means you may lose months, even years of benefits if you fail to appeal in time and have to start the process over.
Another important fact is that any decision you receive that you do not appeal becomes final and binding after 65 days. If you have been out of work for a very long time, you might find yourself denied after your insured status has expired (usually about five years after you stopped working). If this occurs and you file again, you will most likely be denied right away without anyone even looking at your claim. This type of denial is very difficult to appeal and has a much smaller chance of ever being reviewed again. If you have been denied, it may be time for you to look for professional help.
At Craig Swapp & Associates, we can file your appeal for you, along with the associated forms. We track the progress of your claim, advise you along the way, complete forms for you, and do everything else we can to make this confusing and cumbersome process easier for you. You have been carrying a weight on your shoulders for a long time.