Does Homeowners Insurance Cover Dog Bites?
After you’ve been bitten by someone else’s dog, you’ll need to know whether homeowners insurance covers dog bites. The answer to this question will guide your pursuit of compensation for the injuries you’ve suffered.
It might seem unlikely, but even the sweetest dog can attack, and you’ll need to know where to look as you seek to recover compensation. Fortunately, a lawyer from Craig Swapp & Associates can help ensure that you don’t pay out of pocket when a dog attacks.
Why Do I Need Coverage?
When a dog bites a person, it can leave serious damage, including infection, post-traumatic stress disorder (PTSD), and broken bones. The dog owner is usually liable for the damages. That’s why many homeowners purchase homeowners insurance policies that cover dog bites.
After you’ve been bitten, you’ll need to find out whether the dog’s owner has homeowners insurance and whether his or her policy will cover your dog bite. An attorney can help you find that information quickly.
Dog Bite Claim Process
After the dog attack, you will need to file a claim with the dog owner’s insurance company. You’ll tell the insurer what happened and how, and the insurance company will try to determine the cost of the damages.
From there, the insurer will make a settlement offer or deny your claim. If the offer is fair, you can accept and move on. However, the first offer is not likely to be fair, which is why it’s helpful to team up with a qualified and experienced attorney as you seek compensation for your dog bite injuries.
Contact a Seattle Dog Bite Lawyer
Dogs make great companions, but they can also do damage, both to your body and your wallet. Medical bills can leave you in debt for a long time, but the good news is that homeowners insurance often does cover dog bites.
If you need help recovering compensation after being bitten by a dog, call an attorney at Craig Swapp & Associates. Our attorneys can help you work with the insurance company to recover the compensation you deserve for your injuries.
To get started, just give our attorneys a call at 1-800-404-9000 or complete the online contact form below to schedule a free consultation.