Are you having trouble dealing with the insurance company after you’ve been injured in a motor vehicle accident? If so, get help from a highly trained auto insurance lawyer in Seattle as soon as possible so that you can obtain the compensation you’re entitled to.

Washington is a fault state for auto insurance purposes. What this means is that the driver who is liable for your damages, and their insurance policy, should be responsible for covering your losses when you are involved in an auto collision. However, just because the insurance company is required to pay doesn’t mean they’re going to make it easy on you.

Insurance companies are notorious for taking advantage of claimants who need access to their money now. At Craig Swapp & Associates, your Seattle auto insurance lawyer understands how difficult this time in your life is. For this reason, we will stop at nothing when negotiating with the insurance company to ensure that you get the most out of your claim.

Washington State Minimum Auto Insurance Requirements

Every driver in the state of Washington is required to carry auto insurance on their vehicle. The minimum amount required on every policy is $10,000 in property damage liability and $25,000 per person/$50,000 per accident in bodily injury liability.

It is also recommended that vehicles retain a minimum of $10,000 in personal injury protection, $25,000 per person/$50,000 per accident in underinsured or uninsured motorist bodily injury coverage, and $10,000 in uninsured or underinsured motorist property damage coverage.

However, these additional recommendations are not required under law, despite the fact that they should protect you in the event that you are injured in a car accident with an underinsured or uninsured motorist.

Let Your Attorney Handle Insurer Negotiations

No insurance company is going to be willing to just hand over the settlement you’re entitled to without a fight. It may come as a surprise to learn that the insurer is actually not on your side.

Whether you’re dealing with your own insurance company or that of the at-fault driver, you should expect them to do whatever they can to make you appear more liable for the cause of the crash than you actually might be. Due to comparative negligence laws in WA, if you are partially to blame, your award can be reduced based upon the percentage of culpability you carry.

The insurance adjuster may try to capitalize on this opportunity by asking you to make a statement and then twisting your words to make it seem as though you’ve admitted guilt or taken responsibility for causing the crash in some way. Your attorney is prepared to handle these unscrupulous strategies and will negotiate with the insurance adjuster for you so the chances of getting less than you deserve are negligible.

If we can’t get the insurer to meet your needs, we’ll be ready to bring them to court, where an impartial judge can review your case. Your lawyer won’t allow a money-hungry insurance company to get away with exploiting you.

Contact an Experienced Seattle Auto Insurance Attorney

Don’t let a greedy insurance company take advantage of you in your time of need. Reach out to a qualified Seattle auto insurance lawyer at Craig Swapp & Associates.

Our firm will do whatever it takes to make sure that the insurance company compensates you to the fullest extent of the policy in question. Then, we’ll help you bring a claim against the person or persons responsible for causing the wreck so that you achieve maximum compensation for your damages.

We offer each of our prospective clients a free case review before choosing to work with our firm. You can claim yours by filling out the quick contact form we’ve provided at the bottom of this page or by calling our office directly at 1-800-404-9000.