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Car Accident … Not My Fault … What Should I Do?

Getting injured in a car accident is already a serious, painful experience. When it wasn’t even your fault, what should you do?

Each day, countless people find themselves asking that question. Unfortunately, accidents can happen at any time, and while many of them are unintentional, it was another person’s actions that caused your injury. That means you deserve compensation—and there’s no question that you need compensation to cover the many expenses your auto crash will bring about.

When you’re in a car accident and it’s not your fault, what you should do is take the steps below and call an attorney at Craig Swapp & Associates. We’ll walk you through your case and what you’ll need to do to get the full compensation you deserve.

Speak to Your Insurance Company

First, you’ll need to let your insurance company know that you’ve been in an auto wreck. For those in “no-fault” states, you’ll typically seek a settlement through your insurer, who will calculate the amount necessary to cover your accident—regardless of fault.

But what if you’re in a “fault” auto insurance state or have serious injuries? In these cases, you’ll still need to notify your insurer that an accident occurred, but your next steps will be different. You’ll then need to seek compensation from the other driver or his or her insurance company.

File a Car Accident Claim

The at-fault driver caused your serious injuries, and the driver or his or her insurance company should cover the costs of your damages.

When you file your claim, you’ll need to make sure you’re acting in time. Remember that you’ll only have a limited time to file—often only two to four years. If you’re filing a claim against a government agency, you may have as few as six months to do so. Because missing this deadline can leave you barred from recovering compensation, be sure that you speak to a lawyer soon to get your case underway.

It’s also important to ensure that you’re asking for the full compensation you need. You’ll need compensation for both your economic and non-economic damages. Without the full amount you need, it can be difficult to recover. Your compensation should cover both the financial damages and the emotional losses you’ve suffered.

For help calculating the true value of your car accident claim, speak with a qualified attorney.

Talk to an Attorney

When you’ve suffered a car crash, it can be tough to get the help you need to recover—even if you didn’t cause it. You’ve had a car accident that wasn’t your fault. What should you do?

Speaking to a lawyer will help you get your claim for compensation started as soon as possible. That means less time struggling with bills and lost income. Fair compensation will give you the peace of mind to recover, and a lawyer can help you get that compensation. We’ll start with a free consultation.

When you’re injured, the experienced attorneys at Craig Swapp & Associates will fight to ensure you get the compensation you need. All you need to do to get started is set up your consultation. Get in touch by calling 1-800-404-9000 or completing the online contact form below.

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