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How to Calculate a Personal Injury Settlement

Being injured in an accident can be as frustrating as it is painful. And if you want to recover fair compensation from the person who hurt you, you have to file a personal injury claim. That comes with a whole host of stressful and confusing tasks.

One of those tasks is learning how to calculate a personal injury settlement. You have to ask the negligent party for a specific amount of compensation, and that amount has to be in line with your damages. But how do you account for the value of pain and suffering? How do you track down your receipts and bills while you’re recovering from serious injuries?

Many people in your situation choose to hire a lawyer. Our team at Craig Swapp & Associates understands that these processes are unfamiliar to most people. To make things a bit easier, we’ve highlighted some of the factors to consider when calculating the value of your injury claim.

Medical Expenses

One of the most important factors to consider when calculating your personal injury settlement is how much you have already spent on medical expenses, as well as how much you’ll be expected to pay in the future.

Because medical expenses are some of the most pressing and unexpected damages tied to injuries, securing the necessary amount of compensation for this factor is crucial. Contributing costs may include ambulance fees, medication expenses, hospital or doctor bills, and travel costs.


If your injuries were severe, you likely had to take time away from work to recover. In the worst cases, victims are unable to return to work at all, compromising their ability to earn an income for the rest of their lives. These lost wages and future possible losses should be included in your settlement, as well.

Non-Economic Damages

In some cases, your injuries may have an intangible but nonetheless serious effect on your life. You still deserve to be compensated, no matter how you were affected. Some non-economic factors to consider in your personal injury settlement include mental anguish, loss of consortium, pain and suffering, scarring and disfigurement, and loss of enjoyment of life.

Contact Craig Swapp & Associates

Knowing how to calculate a personal injury settlement isn’t enough to guarantee success. A qualified attorney can help ensure the best results for your personal injury claim.

Our team at Craig Swapp & Associates would be happy to offer our assistance. Give us a call today at 1-800-404-9000 or fill out the online contact form below to schedule a consultation with us.

Craig Swapp & Associates
9980 S 300 W Suite 400, Sandy, UT 84070
Map / Directions ? Phone Number: (800) 404-9000