Suffering an injury in an accident can be as frustrating as it is painful. And if you want to recover fair compensation from the person who hurt you, you have to file a personal injury claim. That comes with a whole host of stressful and confusing tasks.

One of those tasks is learning how to calculate an injury settlement. You have to ask the negligent party for a specific amount of compensation, and that amount has to be in line with your personal injury damages. But how do you account for the value of pain and suffering? How do you track down your receipts and bills while you’re recovering from a serious injury?

Many people in your situation choose to hire a lawyer. Our team at Craig Swapp & Associates understands that these processes are unfamiliar to most people. To make things a bit easier, we’ve highlighted some of the factors to consider when calculating the value of your injury claim.

Medical Expenses

One of the most important factors to consider when calculating your personal injury settlement is how much you have already spent on medical expenses, as well as how much you’ll be expected to pay in the future.

Because medical expenses are some of the most pressing and unexpected damages tied to injuries, securing the necessary amount of compensation for this factor is crucial. Contributing costs may include ambulance fees, medication expenses, hospital or doctor bills, and travel costs.


If your injury was severe, you likely had to take time away from work to recover. In the worst cases, victims are unable to return to work at all, compromising their ability to earn an income for the rest of their lives. These lost wages and future possible losses should be included in your personal injury settlement, as well.

Non-Economic Damages

In some cases, your injuries may have an intangible but nonetheless serious effect on your life. You still deserve to be compensated, no matter how you were affected. Some non-economic factors to consider when calculating the value of your personal injury settlement include mental anguish, loss of consortium, pain and suffering, scarring and disfigurement, and loss of enjoyment of life.

You’ve Calculated Your Personal Injury Settlement. Now, It’s Time to Win Compensation for Your Injury.

Knowing what your personal injury settlement is worth is just one piece of the puzzle. Perhaps the biggest challenge of a personal injury claim is actually winning the compensation you’re owed. That means not only winning around the negotiation table in court, but also winning the right amount and forcing the other side to pay up.

That’s where a qualified personal injury lawyer can step in and help. We’ve used our formula to calculate your personal injury settlement, so we know what it’s worth—both on paper and in your life. We’ll be highly motivated to fight for every dollar you deserve for your injuries.

How We’ll Win Compensation for Your Injury

We’ll start by gathering evidence that proves your injuries, damages, and the financial value of your personal injury claim. Then, we’ll demand a personal injury settlement from the at-fault party or his or her insurance company. If the other side is willing to negotiate, we’ll use our tried-and-true negotiation tactics to win you the best possible personal injury settlement.

If the other side won’t negotiate or offer a fair amount, we won’t hesitate to take them to court to fight for your compensation. There, our years of experience and mountains of legal knowledge will be put to full use to benefit you and your injury claim.

Contact Craig Swapp & Associates

Knowing how to determine the value of a personal injury settlement isn’t enough to guarantee success. A qualified attorney can help ensure the best results for your personal injury claim.

Our team at Craig Swapp & Associates would be happy to offer our assistance. Give us a call today at 1-800-404-9000 or fill out the online contact form below to schedule a consultation with us.