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Can I File a Personal Injury Claim for a Work Accident?

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When you suffer an injury at work, you probably assume you’ll be covered under employer-provided workers compensation insurance. While most states do require employers to carry workers compensation insurance for their employees’ protection in case of an injury, more often than not, workers comp benefits will not cover the entire cost of your injuries.

In situations like these, you may want to consult with a qualified injury attorney to see whether you’re able to file a personal injury claim.

Obtaining Workers Compensation Benefits

Many victims want to apply for workers compensation benefits as soon as possible after an on-the-job injury to start collecting a portion of their lost wages while they’ll be out of work. In addition to covering up to 80 percent of work injury victims’ total weekly income, workers comp should cover any medical bills victims have incurred.

When You Can File a Personal Injury Claim

While workers comp can be a big help, you need 100 percent of your lost wages, and you deserve compensation for intangible damages like emotional trauma and pain and suffering. Fortunately, a personal injury claim can provide you with compensation for those kinds of damages.

The main difference between workers comp benefits and the compensation you’ll receive in a personal injury claim is the need to establish fault. Workers compensation benefits will be given to you regardless of who was to blame for your work accident, as long as you weren’t breaking company rules or committing a crime when you were injured.

We will only be able to file a personal injury lawsuit under specific circumstances. Usually, you can’t file outside the work comp system unless your employer acted egregiously to put you in harm’s way or a third party other than your employer hurt you. If, for example, a defective power tool injured you, you could sue the manufacturer of that tool.

Consult a Qualified Personal Injury Lawyer

If you have been injured at work and workers compensation insurance isn’t going to cover all of your expenses, contact an experienced personal injury lawyer at Craig Swapp & Associates.

We will do everything we can to ensure that you are able to recover maximum compensation for the damage done in your work accident. You can schedule your initial claim evaluation today by calling 1-800-404-9000 or filling out the form below.

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Client Reviews

“I was concerned with all the paperwork”

Before calling your firm I had 2 big worries. One was I didn’t want to do more paper work, and that fear was resolved when I had to do very little, but Craig Swapp and Assoc. did most of it, and when I did have to come in to sign papers they worked around the times I could do it. Worry 2 was I didn’t want people to think I was “sue happy” and that I was just out to get money. I just wanted my bills to be paid for that were from the accident, and that was resolved I think by Mr. Wes Mortenson and Theresa because they listened to what I had to say.

Amber W.,

Spokane, WA

"I would hire them in a second"

My biggest fear was not having all the expenses caused by the accident paid for in full. I was assured they would be taken care of but I admit I was skeptical. When we wrapped everything up (which happened quicker than I was originally told) I had extra money in my pocket. I honestly thought there was a catch but my attorney explained everything to me in detail. If I am ever in that position again I’ll be giving Craig Swapp a call.

Robert N.,

Spokane, WA

"I was afraid of the fees"

I was afraid of the fees I would have to pay a lawyer. I waited over a year before hiring your law firm. I finally reached out to your online help where they were able to help me understand the process and what would happen. In all honesty I absolutely loved working with the individuals that were involved in my case. They were genuine & heartfelt about my case. It felt as though they really cared and were concerned about me, not just as a client but as a person.

Lacey B.,

Salt Lake City, UT

"I was afraid that my issue was too small"

I was afraid that my issue was too small to be handled, and that it would just be rejected. Or that I’d end up having to pay for my medical expenses and any of your teams expenses. I would definitely answer yes, it was resolved! I wasn’t ever made out to feel like my little issue didn’t matter, and my expenses were paid for- just what I wanted/needed.

J. Rohas,

Caldwell, ID

"I am very pleased with the results"

My biggest fear was that it would be pointless to pursue legal action in my case. I felt like maybe I didn’t have much of a case. After speaking with Paul, I realize it was not of my own fault and that others can be held responsible for the pain and suffering I went through.

Dollie J.,

West Jordan, UT

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