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You’re in a car accident and you’re hurt. Should you call your insurance company or a lawyer? How soon should you make the call?
There are many reasons why getting lawyers from Craig Swapp & Associates on your side to negotiate on your behalf immediately may be your best option. Here’s what you need to know about when to contact your lawyer after a car crash and how they can help your claim succeed.
Insurance companies typically investigate the accident as soon as possible and offer you money for your injuries. If you delay contacting your insurance company or say the wrong thing, you could lose thousands of dollars in compensation.
In addition, insurance companies will often try to get injured people to settle for far less money than their car accident is truly worth. They may ask you to sign papers waiving your right to sue or agree not to file a lawsuit against them in exchange for cash right away or even after the case has been resolved.
Hiring lawyers to negotiate with insurers will keep this from happening.
Your lawyer can advocate on your behalf if settlement talks start before you’ve had time to truly investigate what happened. Your lawyer can determine who was at fault and how much money you may be entitled to receive from the other driver’s insurer.
The longer you wait to get a lawyer, the more likely it is that crucial evidence like police reports or surveillance video footage will be lost or compromised. If there were any witnesses or other people involved in the crash who leave before law enforcement has time to get statements, lawyers working on your behalf may locate them.
After investigating and determining fault, your lawyer will negotiate on your behalf. Negotiations can involve settlement or litigation. In a car accident case, negotiation involves reaching an agreement with the other driver or their insurance company about how much money you should receive.
If you and your lawyer begin negotiations before your claim goes to court, it’s called mediation. Mediation takes place before a neutral mediator who helps both sides reach an agreement about how much money will be paid out. This payment should include medical bills, lost wages, and pain and suffering damages, among other damages.
If an agreement can’t be reached during mediation, then you’ll have to file suit against the other driver to get paid for your injuries. In these cases, your lawyer will represent you in the courtroom and pursue the maximum compensation for your claim.
It’s your right to get a lawyer to represent you soon after a car accident. Your lawyer can help ensure you’re treated fairly by the insurance companies and can take the pressure of a lawsuit off you.
Craig Swapp & Associates can help guide you through the process of getting compensated for your injuries as soon as you contact us after your accident. The soon you call, the faster we can get started, so reach out for a free consultation. Call 1-800-404-9000 or complete the following online contact form.