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Who Will Pay My Medical Bills After a Car Accident?

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If you have been injured in a car accident, you are probably wondering who will pay my medical bills after a car accident? Personal injuries and medical expenses that occur after a car accident are some of the main reasons why personal injury lawsuits are filed in car accident situations.

It is not fair for people who have been injured in a car accident—through no fault of their own—to have to bear the entire financial burden of the healing process. Depending on the circumstances of the accident, there are many different parties who could be responsible for paying your medical bills after a car accident.

Car Insurance

If the other driver is at fault and has a car insurance policy, the car insurance company should pay for your medical bills.

If the other driver does not have car insurance but are insured under a relative who lives in the same house (e.g., a minor or teenage driver), then the relative’s car insurance company should pay for your medical expenses.

If a passenger in one of the vehicles was somehow at fault, then that passenger’s car insurance will need to pay for your medical bills after the accident.

Personal Liability or Your Own Insurance

If neither the other driver nor any of the passengers have car insurance, then whoever is at fault becomes liable to pay for all the expenses incurred by you in the accident. Without insurance, this means that person will be required to pay for your medical bills out of his or her own pocket.

Under the tort system, the person who caused the accident is responsible, and the victim may collect a judgement against him or her. In a car accident case, this will be true even if the responsible party was a pedestrian or on a bicycle.

Don’t Admit Fault

The cardinal rule of being in a car accident is that you never admit fault. This is because if you admit fault—or are found to be at fault in an accident—you become financially responsible for the victim’s medical and repair bills.

Your insurance company is going to investigate on your behalf. It will determine fault and settle claims after the investigation.

Allowing your car insurance attorney to handle any claims and the accompanying process is an important step in ensuring that you do not become responsible for a large number of medical bills or repairs, whether yours or the other party’s.

Get Help with Your Medical Bills

You deserve financial compensation for the injuries you have suffered. You shouldn’t have to ask yourself who will pay my medical bills after a car accident?

To discuss your case and your options in further detail, contact Craig Swapp & Associates by calling 1-800-404-9000 or by reaching us online through the form below.

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Client Reviews

“I was concerned with all the paperwork”

Before calling your firm I had 2 big worries. One was I didn’t want to do more paper work, and that fear was resolved when I had to do very little, but Craig Swapp and Assoc. did most of it, and when I did have to come in to sign papers they worked around the times I could do it. Worry 2 was I didn’t want people to think I was “sue happy” and that I was just out to get money. I just wanted my bills to be paid for that were from the accident, and that was resolved I think by Mr. Wes Mortenson and Theresa because they listened to what I had to say.

Amber W.,

Spokane, WA

"I would hire them in a second"

My biggest fear was not having all the expenses caused by the accident paid for in full. I was assured they would be taken care of but I admit I was skeptical. When we wrapped everything up (which happened quicker than I was originally told) I had extra money in my pocket. I honestly thought there was a catch but my attorney explained everything to me in detail. If I am ever in that position again I’ll be giving Craig Swapp a call.

Robert N.,

Spokane, WA

"I was afraid of the fees"

I was afraid of the fees I would have to pay a lawyer. I waited over a year before hiring your law firm. I finally reached out to your online help where they were able to help me understand the process and what would happen. In all honesty I absolutely loved working with the individuals that were involved in my case. They were genuine & heartfelt about my case. It felt as though they really cared and were concerned about me, not just as a client but as a person.

Lacey B.,

Salt Lake City, UT

"I was afraid that my issue was too small"

I was afraid that my issue was too small to be handled, and that it would just be rejected. Or that I’d end up having to pay for my medical expenses and any of your teams expenses. I would definitely answer yes, it was resolved! I wasn’t ever made out to feel like my little issue didn’t matter, and my expenses were paid for- just what I wanted/needed.

J. Rohas,

Caldwell, ID

"I am very pleased with the results"

My biggest fear was that it would be pointless to pursue legal action in my case. I felt like maybe I didn’t have much of a case. After speaking with Paul, I realize it was not of my own fault and that others can be held responsible for the pain and suffering I went through.

Dollie J.,

West Jordan, UT

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