Who Will Pay My Medical Bills After a Car Accident?
If you have been injured in a car accident, you are probably wondering who will pay my medical bills after a car accident? Personal injuries and medical expenses that occur after a car accident are some of the main reasons why personal injury lawsuits are filed in car accident situations.
It is not fair for people who have been injured in a car accident—through no fault of their own—to have to bear the entire financial burden of the healing process. Depending on the circumstances of the accident, there are many different parties who could be responsible for paying your medical bills after a car accident.
If the other driver is at fault and has a car insurance policy, the car insurance company should pay for your medical bills.
If the other driver does not have car insurance but are insured under a relative who lives in the same house (e.g., a minor or teenage driver), then the relative’s car insurance company should pay for your medical expenses.
If a passenger in one of the vehicles was somehow at fault, then that passenger’s car insurance will need to pay for your medical bills after the accident.
Personal Liability or Your Own Insurance
If neither the other driver nor any of the passengers have car insurance, then whoever is at fault becomes liable to pay for all the expenses incurred by you in the accident. Without insurance, this means that person will be required to pay for your medical bills out of his or her own pocket.
Under the tort system, the person who caused the accident is responsible, and the victim may collect a judgement against him or her. In a car accident case, this will be true even if the responsible party was a pedestrian or on a bicycle.
Don’t Admit Fault
The cardinal rule of being in a car accident is that you never admit fault. This is because if you admit fault—or are found to be at fault in an accident—you become financially responsible for the victim’s medical and repair bills.
Your insurance company is going to investigate on your behalf. It will determine fault and settle claims after the investigation.
Allowing your car insurance attorney to handle any claims and the accompanying process is an important step in ensuring that you do not become responsible for a large number of medical bills or repairs, whether yours or the other party’s.
Get Help with Your Medical Bills
You deserve financial compensation for the injuries you have suffered. You shouldn’t have to ask yourself who will pay my medical bills after a car accident?