Any auto wreck can be stressful and confusing, but rideshare crashes add an additional layer of uncertainty to work through. Find out if you need to seek compensation from Lyft, the driver, or someone else by consulting with a Salt Lake City Lyft accident lawyer.

Rideshare services can be convenient—until you’re in an accident. Because Lyft drivers do not work directly for the company, it can be difficult to determine and prove who is financially responsible for the accident.

A Salt Lake City Lyft accident lawyer from Craig Swapp & Associates can investigate your wreck and determine the best way to proceed with a lawsuit. Getting compensated for a rideshare car accident is highly dependent on certain factors, so it’s especially important to conduct a full and thorough investigation.


Proving Negligence in a Lyft Auto Wreck

Because of the complicated relationship between Lyft and its drivers, proving negligence in these accidents is a two-step process.

First, we must determine who caused the wreck. Second, we will identify who was responsible at the time the wreck took place. If the Lyft driver caused the accident while a paying passenger was in the car or while en route to pick one up, Lyft is liable for covering your damages. If the rideshare driver had just dropped a passenger off, it’s likely that the driver will be responsible and that we’ll need to pursue a claim with his or her personal insurance policy.

To prove negligence, we will need to interview witnesses, review accident reports and photographic evidence, request cell phone logs, and more. This process might require formal interrogatories and depositions where we can gather information from the driver and Lyft corporate.


Understanding Lyft’s Insurance Policy

When someone signs up as a rideshare driver for Lyft, that person is covered under a limited insurance policy. Lyft offers four types of insurance coverage that kick in during specific situations:

  • Uninsured motorist coverage (for when a Lyft driver is involved in an accident with someone who is uninsured)
  • Primary automobile liability coverage
  • Contingent liability coverage (for when a Lyft driver is in “driver” mode but waiting for the next request)
  • Contingent comprehensive and collision coverage

These policies are complicated and impact both who you should sue and what you can recover, making it important that you hire an experienced Salt Lake City Lyft accident lawyer to represent you.

The contingent liability coverage, for example, only provides up to $50,000 per person, whereas their primary liability insurance provides up to $1,000,000 per accident.


Suing Lyft Drivers

Depending on the circumstances, Lyft might have zero liability, in which case their insurance policy will not apply. For example, if driver mode is turned off, a Lyft driver is on personal time and his or her personal insurance coverage would be responsible for covering any accidents.

However, even if the driver was currently transporting a passenger, there could still be reason to include them in your personal injury lawsuit. We can advise you on how to proceed during your free consultation.


Money for Rideshare Crash Injuries

We will work to get you as much money as possible for your injuries and for the way that your life has been impacted by your rideshare accident. These are just a few of the damages that you might be eligible to receive compensation for:

  • Medical bills, both current and future
  • Cost of medication and medical devices
  • Caregiver wages
  • Lost income and earning potential
  • Pain and suffering
  • Emotional distress
  • Lost enjoyment of life


Contact a Salt Lake City Rideshare Auto Wreck Attorney

Don’t stand by while Lyft and the rideshare driver’s insurance argue over who is responsible for covering the accident. Instead, hire an attorney to represent you and get the compensation you need and deserve.

Craig Swapp & Associates can help you bring your claim to a successful conclusion. You can schedule a free consultation by using the form below or by calling 1-800-404-9000.