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Salt Lake City Car Accident Lawyer

Work with a Salt Lake City car crash attorney from Craig Swapp & Associates to recover your losses. We will help you get the compensation and justice you deserve.

Car accidents are a leading cause of serious injury and death in this country. Many people’s lives are changed in an instant when they’re in such a chance event. If you were seriously injured in a preventable car crash, you could be eligible for compensation from the at-fault driver.

Utah’s personal injury laws can be wordy and not easy to understand, and filing a personal injury claim isn’t easy either. When you work with a car accident lawyer from our office, we will help guide you through the process of filing a personal injury claim. And we will do everything in our power to help make sure you receive a positive outcome.

Dealing with Insurance Companies After a Wreck

For minor car wrecks, it’s common to just file a claim with the insurance company to recover your losses. Your damages will likely be low—minor damage to your vehicle and maybe some small medical bills. But when you’ve been involved in a serious accident, the damages and expenses can really skyrocket. Worse, the person responsible for your injuries may do everything they can to not compensate you.

Insurance companies are for-profit organizations, which means they have procedures in place meant to reduce their financial losses. That absolutely includes trying to lower the amount of compensation for your injuries. Your crash and damages are not personal for them. They have profits to make and investors to please.

That’s especially difficult if you’re dealing with specific types of accidents, like trucking accidents. These vehicles tend to cause more devastating accidents due to their size. Because of this, your claim may be more expensive. Unfortunately, insurance companies may try to avoid paying the full value of your trucking accident needs. 

We won’t let them treat you that way. Your attorney can take their calls and help negotiate a fair settlement so they won’t be able to cheat you out of the compensation you need and deserve. Don’t accept a settlement offer from an insurance company without discussing it with your attorney first.

Utah’s Negligence Laws

After being injured in a car crash, most Utah residents believe they just have to file a claim with their insurance company, and their damages will be covered. That’s great in theory, but what if you’re seriously injured?

Serious injuries could have you in the hospital for months—or even permanently disabled. Will the insurance company cover your losses? All of them? That’s where a personal injury lawsuit comes into play. You need compensation not only for the immediate hospital bills, but also for your lost wages and future medical expenses related to your injury.

When it’s been determined that someone else’s negligence caused your crash, that person should be held responsible for any expenses that exceed what your insurer will cover.

But pushing the at-fault party to compensate you may not be easy. Utah uses a system called modified comparative negligence to determine how much each party involved is responsible for their share of the incident. Unfortunately, this system may benefit the at-fault party who doesn’t want to compensate you.

Utah uses a system called modified comparative negligence to determine how much each party involved is responsible for their share of the incident.

If you’re found partially responsible for your injuries, your compensation award can be reduced by the percentage for which you’ve been found responsible. If you’re found 50 percent or more responsible, you will lose the right to seek damages altogether. Be careful to avoid admitting any fault for an accident you didn’t cause.

Serious Injuries Associated with Car Wrecks

Serious injuries can impact you for the rest of your life. They can greatly change your quality of life, leaving you with crippling pain or limited mobility. Some serious injuries can make it difficult or impossible for you to work, or you may have permanent scars that affect your self-confidence.

When you’ve suffered these injuries due to another person’s negligence, you should be compensated financially for all the ways in which your suffering will impact your life. Compensation for your injuries will correlate with your injuries’ seriousness, as well as how they will impact your future.

Even with seat belts and air bags, all accidents have the potential to cause serious injury, but some injuries are uniqueUnfortunately, your insurer’s billings may suggest they think otherwise. to vehicle crashes, such as whiplash. Below, you’ll find some common serious injuries associated with motorcycle, truck, and car accidents:

Fair Compensation for Your Salt Lake City Auto Collision

After an accident, you may be experiencing pain physically and emotionally, and all you really want is to not have to shoulder the financial responsibility for it, as well. If a reckless or negligent driver injured you, they should have to pay for your injuries. Unfortunately, your insurer’s billings may suggest they think otherwise.

You’re not looking for some get-rich-quick scheme, although the insurance companies will treat you like you are. You deserve to be treated better than that. All you want is to be fairly compensated for your losses, and you deserve to receive that compensation. Your attorney will help make sure you get it.

Listed below are some of the losses you might suffer in a serious auto accident, many of which people don’t often consider without a lawyer’s guidance:

  • Lost or damaged property
  • Medical expenses, including hospital bills, medications, physical therapy, and future medical expenses related to your injuries
  • Your pain and suffering
  • The mental anguish your accident caused you
  • Mental health treatment
  • Lost wages, including lost future earning potential
  • Caregiving and transportation services
  • Reductions to your quality of life

How Can a Car Accident Lawyer Help Me? 

If you’ve never worked with a lawyer before, you may be worried about details like their services, their billings, and other concerns. We’ve helped many clients make the right choice for their cases. 

For example, you may have trouble pushing the insurance company to provide a timely settlement, or the at-fault party may refuse to work with you. That’s where we can step in and use the law to help car accident victims settle their claims for the funds they’re due, not what the company is willing to pay. 

Additionally, we’ve worked with car accident victims who struggled with whether they’re eligible to be compensated. If you’re not sure what your claim is worth, our team of professionals have the tools and experience to quantify the value of your losses. Rest assured, we’ve helped many injury victims with cases like yours, and we’re ready to help you succeed, too.

Salt Lake City Car Accident Lawyer


Call a Salt Lake City Auto Wreck Attorney

Being injured in an auto collision is an experience that wasn’t on your bucket list, but you got through it. Now, let us help you recover from it by getting you the justice and compensation you deserve. Craig Swapp & Associates can help you file your claim for compensation today.

We will do the legal heavy lifting, from obtaining your accident report to winning in court, so you can focus on recovering from this difficult incident. To get your questions answered by a qualified Salt Lake City car accident lawyer, call us for a free case review at 1-800-404-9000 or fill out the online contact form at the bottom of this page.

Salt Lake City Car Accident FAQ

When you contact an attorney with our office, we will assist you in answering all of your questions regarding personal injury during a free consultation. We can determine whether you have a viable personal injury claim and how much compensation you can expect to receive. Many clients have similar initial questions, so we’ve answered a few of our more frequently asked questions below.

What types of accidents can I file a personal injury lawsuit for?

Some of the most common case types that our firm routinely represents are listed below:

Are some injuries more common than others?

The type of personal injury you suffer will largely depend on the seriousness of the accident you were involved in. We have seen everything from broken bones and whiplash to traumatic brain injuries and amputations.

Will I need to go to court for a personal injury claim?

You should always be prepared to go to court, although our personal injury attorneys are usually able to avoid going to trial by successfully negotiating with the insurance company to obtain a settlement that is both fair and reasonable.

How much does it cost to hire a personal injury attorney?

When you choose an injury attorney at Craig Swapp & Associates, you won’t have to worry about how much it costs unless we win your case. We don’t charge our clients a dime unless or until we win.

If the insurer made me an offer, do I have to accept it?

No, you are not legally obligated to accept an offer made by the insurance company. In fact, if the insurer made you an offer quickly, it’s very possible that they understand that your claim is worth a lot more and they are hoping to avoid paying you the full amount of compensation. Before accepting an offer, you should review it with a personal injury or car accident lawyer from Craig Swapp & Associates so we can go over what your damages really are. You don’t have to settle for less than you are entitled to when we’re handling your claim.

How do you figure out what my claim is worth?

We will work hard to ensure that your every medical cost, both now and in the future, is covered. Some medical expenses that might be included in your claim are as follows:

  • Cost of prescription medications
  • Copays
  • Hospital bills
  • Ambulance fees
  • Medical equipment
  • Adjustments to your home to accommodate medical equipment
  • Diagnostic imaging
  • Physical and occupational therapy
  • Rehabilitative services
  • Mental health counseling
  • Transportation costs

What if the accident caused the death of my loved one?

If a family member was injured in an accident and passed away due to critical injuries, Craig Swapp & Associates will pursue a wrongful death claim against the party responsible for causing the accident. In some states, including Idaho, Washington, and Utah, wrongful death claims are pursued the same way a personal injury lawsuit is, and damages are calculated as if the deceased had been alive and able to file a claim on their own behalf.

Is there a cap on the amount of injury compensation I can receive?

Generally speaking, most states will put a cap on noneconomic damages like pain and suffering, or in medical malpractice claims in general. This amount will vary based on what state you live in. For example, Idaho places a $250,000 cap specifically on noneconomic damages, while Utah has placed a cap of $450,000 for any type of case that isn’t a medical malpractice claim. If you live in Washington, things can get a little more complicated, as there is no specific dollar cap on damages, but rather a limitation on the amount that you’ll receive based on the injury victim’s average annual income and life expectancy. So, say that your average annual income is $45,000 and your life expectancy is approximately twenty years. Your damages cap would be calculated by multiplying 0.43 by $45,000 by twenty and then equal $387,000. It’s important to note that this cap is placed only on the damages for pain and suffering in Washington State. There is no cap on the amount of total compensation you will be awarded in any state.

Can I seek punitive damages in my personal injury claim?

You will be awarded punitive damages in your injury lawsuit if the judge determines that the actions of the defendant were malicious or egregiously negligent. Punitive damages are unique in that they aren’t meant to compensate you for your losses; they are designed to make an example of the grossly negligent behavior of the wrongdoer.

Can I still seek damages if I was found partially at fault for my accident?

  Yes, as long as you are found less than 50 percent responsible. However, your compensation award may be reduced by the percentage of responsibility you hold. For example, if you’re found 30 percent responsible and you are awarded $100,000 in damages. You will only receive $70,000 because your 30 percent of the responsibility will be deducted.



Should I give a recorded statement to the insurance company?

No. You should let your auto accident attorney handle all communications with the insurance companies. Your insurance company will often use what you say against you to reduce your compensation, so it’s often better to get help with the right words to say and questions to ask.

How long does a personal injury case take to be resolved?

That depends. It could take a few months or up to a year or longer. Insurance companies use stalling techniques in the hope of wearing you down so you’ll accept a lower settlement offer. Let us help you deal with insurance. To get fair compensation for your car crash, you need to hang in there and team up with a qualified lawyer who won't be afraid to go to court if need be.

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