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Car accidents are stressful and often leave drivers wondering whether their vehicle is safe to drive afterward. For residents of Utah, Idaho, Washington, Montana, Oregon, Wyoming, Colorado, and Arizona, understanding whether your car is considered totaled and whether it’s safe to drive post-accident is crucial. While some vehicles may not meet the insurance definition of a totaled car, that doesn’t always mean they are safe or legal to operate.
At Craig Swapp & Associates, our experienced accident lawyers have helped countless clients across these states address concerns about driving after an accident. Whether you’re unsure about insurance requirements, state-specific regulations, or the safety of your car, having professional legal guidance can make a significant difference.
Let’s break down the essential rules, risks, and considerations for driving a car that is non-totaled after an accident, ensuring you’re informed and protected every step of the way.
A car is considered a totaled car when the cost of repairs exceeds its actual cash value (ACV). Insurance companies use this calculation to decide if fixing the vehicle is financially feasible. While state-specific thresholds vary, the general rule is that if repairs surpass 70%–75% of the car’s value, it is deemed a totaled car.
However, in some states, it depends on insurance companies’ Total Loss Formula.
Hence, even if a car isn’t officially declared totaled, it doesn’t automatically mean it’s safe or legal to drive.
If the car is still operable and hasn’t been deemed unsafe by an insurance adjuster, you might be able to drive it.
However, the following conditions must typically be met:
Failing to meet these requirements could result in fines, liability issues, or additional damage to your car.
Even if your car isn’t totaled, driving a car after the accident can carry significant risks:
Consulting with car accident lawyers can help clarify whether driving your vehicle is legally and financially wise.
Before you decide to get back on the road, consider these steps:
Taking these considerations will not only keep you safe but also protect you from potential legal and financial complications.
Driving a non-totaled car after an accident without notifying your insurance provider can cause significant problems, both financially and legally. Insurance companies have specific guidelines regarding post-accident vehicle use, and failing to adhere to them can lead to consequences beyond just denied claims.
To avoid these complications, always consult your insurance provider before driving a car after the accident. They can guide you on necessary inspections, coverage adjustments, and whether driving your vehicle is permitted under your current policy.
Driving a car that is non-totaled after an accident isn’t always straightforward. While it may seem drivable, unseen damage or state regulations can complicate matters. Prioritize safety, consult professionals, and understand your legal rights.
Car accident lawyers can assist in determining whether driving a car that is non-totaled after the accident is legally sound.
They can:
If you’re unsure whether your vehicle is safe to drive or need help handling insurance claims, Craig Swapp & Associates is here to assist. Our team of injury lawyers is committed to protecting your rights and ensuring you receive the support you deserve.
Call us at 800-404-9000 or contact us online to schedule your free consultation with our car accident lawyers and let us help you move forward safely and confidently.