Traffic collisions that involve Lyft drivers can be complicated affairs to get compensated for. Make certain that you get treated fairly by working with a Boise Lyft accident lawyer.

Commercial transportation was previously limited to mostly cabs and limousines. Now with rideshare services such as Lyft, you can get a ride from a person who is nearby. Since you no longer have to wait for a taxi to dispatch a driver to your location, the rideshare system is convenient and affordable for large numbers of people.

However, if you get into an accident with a Lyft driver—whether as a passenger or another driver—it can be difficult to make sense of who was liable for what because Lyft drivers are independent contractors rather than direct employees. These reasons make it helpful to consult with a qualified Boise Lyft accident lawyer from Craig Swapp & Associates.


When Is Lyft Financially Responsible for an Accident?

Not only are all Lyft drivers required to carry their own insurance, but the company also provides insurance that applies when drivers are “on the clock” for the company. This means that counting your own, there are at least three insurance companies involved in a crash with a Lyft driver. Because of this, you might not know who to deal with or how to move forward.

Whether Lyft’s insurance kicks in is entirely dependent on two factors: the status of the Lyft app at the time of the wreck and whether the Lyft driver had a paying customer when the crash happened. Depending on the details, Lyft has either a limited or comprehensive policy that could apply.

However, if the Lyft app was not in use when the collision occurred—making the driver effectively “off the clock”—then Lyft will bear no responsibility for what happened. In this scenario, your compensation will need to come from the Lyft driver’s own personal insurance policy.


Help with Your Rideshare Accident Claim

Car accidents can be overwhelming and confusing. When you add in Lyft or any other rideshare company, it can become even more difficult to manage on your own. Regardless of which insurance you ultimately wind up dealing with, one thing is certain: They aren’t going to have your best interests in mind. These are for-profit companies, so their main concern is protecting their profits by settling your claim quickly and cheaply.

Getting a fair settlement out of this situation requires knowing what your claim is worth before accepting anything. You should be eligible to receive funds to cover all your financial expenses and non-economic losses:

  • Current and future medical care
  • Lost wages and income
  • Vehicle repair and property damage
  • Emotional distress and pain and suffering
  • Lost enjoyment of life


Contact a Boise Rideshare Crash Attorney

If you have been injured in an auto wreck involving a Lyft driver, it’s important that you consult with an experienced Boise Lyft accident lawyer to help you figure out the best way to proceed. Find out if you’re entitled to compensation and how much. Call Craig Swapp & Associates toll-free at 1-800-404-9000 or fill out the form below for a free, no-pressure consultation.