Probably the most common questions we hear from callers are “What is my case worth?" and "What kind of compensation can I expect?” Although these questions seem easy to answer, in many ways they are nearly impossible to answer at the early stages of a case. It’s similar to asking a sports expert to predict the score of a ball game before the game is even played. As you can appreciate, many factors can come into play during a ball game, and the outcome is really only determined by the score at the final buzzer.
The Death of a Loved One – The most difficult consideration is determining the value represented by the loss of a family member, including the loss of companionship and future income contributions to the family’s financial security.
Expenses Incurred - The amount of medical bills, prescription expenses, lost wages, and other costs associated with dealing with an injury (such as the need for paying for outside help) should all be taken into account.
Consistency of Medical Care – It’s important that you faithfully keep all appointments with your medical provider. Gaps in treatment can significantly decrease the value of any case.
The Nature, Extent, and Seriousness of Injuries – Injuries can vary significantly, from common soft tissue injuries (whiplash, back sprains, etc.) to broken bones to incredibly serious injuries that require surgery.
Insurance Policy Limits – Unfortunately, the value of your case can be limited by the policy limits of the insurance of the at-fault party. That’s why we consider all legal possibilities to draw from all insurance sources—including other parties who may have played a role in your injuries, as well as your own insurance (if you have uninsured or under-insured coverage).
The Duration of Your Recovery – Recovery times vary significantly. Some injuries take weeks to recovery from, while more serious injuries require months or even years. In some unfortunate situations, the injured person never recovers entirely.
Once we have thoroughly investigated your accident and injuries, we will then have the necessary information for determining the value of your claim. Once assessed, we can begin to negotiate a fair settlement for your case.
At Craig Swapp & Associates, we work tirelessly to maximize your final settlement—fighting hard against the insurance companies who want to pay you as little as possible, or even nothing if they can get away with it. Call or text us today at 1-800-404-9000 for a free evaluation of your case. One call, that’s all—and now, one text, that’s all!