Have you recently been hurt in an auto wreck? Is there an insurance company that is giving you a big hassle? It’s not uncommon. Remember, every dollar that they don’t give to you is considered a profit for themselves, and they will go to extreme lengths to avoid paying you what you really deserve. That’s when a West Valley City car accident lawyer can stand up for you. Give us a call at 1-800-404-9000 and find out just how much we can help you and your family today.

A car crash can come with a number of legal and logistical implications. A West Valley City car accident lawyer from Craig Swapp & Associates will address any medical, property, and financial repercussions that arise in your case and will also anticipate future troubles so that they can be taken into account in your settlement.

 

The Aftermath of an Auto Crash

If you were involved in an accident, an insurance adjuster might contact you and try to settle right away, or the other driver may try to get you to agree to drop charges on the scene while you are still out of sorts. It’s also possible your memory of the crash will be more vivid later than in the immediate aftermath.

It is always wise to consult with a West Valley City car accident lawyer to learn your rights before making any decisions or statements. Common concerns that may arise include all of the following:

  • Which insurance company should I file a claim with?
  • Did I say anything that might hurt my case?
  • What if the other party has no insurance?
  • Who will cover my medical bills?
  • What about damage to items in my car?
  • Can I control who repairs my vehicle?
  • What if I claimed fault on the scene?
  • Will more problems arise?
  • Is there a way to prove psychological damage?

 

Tricky Utah Car Crash Insurance

Utah is a no-fault state with a $3,000 quantitative threshold, which mean that your own (first party) insurance must pay the first $3,000, and then the other party’s (or third party) insurance should begin paying after the threshold is reached—depending on how much fault you are assigned.

Always bear in mind that comparative negligence applies in Utah. All of the involved parties’ parts in a crash will be weighed, and settlement amounts will be awarded based on this percentage. So if you’re found to be 35 percent responsible, you will only receive 65 percent of the possible compensation.

A West Valley City car accident lawyer knows how to investigate fault and the best way to navigate these specifics, thereby limiting your percentage of fault.

 

Stalled or Percentage Payments

Sometimes insurers may refuse to settle a property damage claim while there are medical bills outstanding. Since many injuries require sequential doctor visits, payment can be delayed as a result.

The issue of “betterment” may have you paying out of pocket for new replacement items that are greater in value than what you had prior to the accident. Conversely, you may be given used parts deemed in line with your originals.

Insurance companies will always be most concerned with their own bottom line. They will nearly always try to save money by paying as little as possible on your accident claim. You’d do well to have someone negotiating on your behalf throughout these proceedings.

 

Help from a West Valley City Car Accident Lawyer

At Craig Swapp & Associates, our attorneys are seasoned enough to understand what car accident victims are forced to deal with. We do everything we can to make the legal process as simple as possible for you.

Consulting with a lawyer from our firm is always free, no matter how many times you need us. Apart from calling us directly at 1-800-404-9000, you can choose to email us using the form on this page or chat online for free. Don’t wait; reach out to a West Valley City car accident lawyer right now.