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How to Write a Demand Letter for a Car Accident

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Dealing with a car accident is never easy. Even getting the proper settlement you need from your insurance company might be difficult. You might have already received a low settlement offer, or maybe you’re contacting the other person’s insurance company for your settlement.

In either case, you’ll need to know how to write a demand letter for a car accident. A car accident lawyer from Craig Swapp & Associates can be a useful guide for your demand letter, but you can get started by including the following sections in your letter.

Include Your Injuries and Suffering

First, you’ll need to detail what injuries and suffering you experienced. The insurance company will need clear details on the types of injuries you suffered so they know what to expect from your accident claim. The physical injuries should be clearly detailed, as well as your path to recovery. List what you experienced and how you found out about your injuries.

Detailing how it affected your life should also be included. If it affected your personal life, prevented you from working, or otherwise caused you suffering, you should also include details of these losses. These details will help them determine how much you’re owed.

Describe Your Auto Accident

While this section of your demand letter should be brief, pointing out why and how the other driver was liable for the accident can help your claim. For example, you might describe how you were lawfully driving through an intersection with a green light when the responsible party ran the red light and hit you.

Here, be sure that you detail how the other driver was responsible without putting the blame on yourself. If you take part of the blame, you could see a reduction in your settlement because of your fault in the accident.

Detail Your Expenses Related to the Wreck

Once you’ve described what happened and the suffering you experienced, it also helps to detail all the expenses you’ve suffered from your accident. This might include any of the following:

Medical bills
Lost wages
Property damage

If you have copies of the bills or receipts for these expenses, you should include these in the letter. While you might include details about any of these losses, be sure that you list the damages so that the insurer reviewing your demand letter can easily find and calculate the expenses you’ve accrued.

Get Legal Guidance When Writing a Demand Letter

When you’re injured, you may need to demand the full settlement you need. It’s tough to get reasonable compensation, and if you’re not sure how to write a demand letter for a car accident, you’ll need the help of a lawyer from Craig Swapp & Associates.

Our personal injury attorneys can help you fight back for your compensation, starting with a free consultation. We can discuss what goes into a demand letter for a car accident and what we’ll do for your claim before you sign anything to work with us.

So, before you send your demand letter to the insurance company, speak to an attorney about your claim. Get started by calling 1-800-404-9000 or by completing the online form below.

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Client Reviews

“I was concerned with all the paperwork”

Before calling your firm I had 2 big worries. One was I didn’t want to do more paper work, and that fear was resolved when I had to do very little, but Craig Swapp and Assoc. did most of it, and when I did have to come in to sign papers they worked around the times I could do it. Worry 2 was I didn’t want people to think I was “sue happy” and that I was just out to get money. I just wanted my bills to be paid for that were from the accident, and that was resolved I think by Mr. Wes Mortenson and Theresa because they listened to what I had to say.

Amber W.,

Spokane, WA

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My biggest fear was not having all the expenses caused by the accident paid for in full. I was assured they would be taken care of but I admit I was skeptical. When we wrapped everything up (which happened quicker than I was originally told) I had extra money in my pocket. I honestly thought there was a catch but my attorney explained everything to me in detail. If I am ever in that position again I’ll be giving Craig Swapp a call.

Robert N.,

Spokane, WA

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I was afraid of the fees I would have to pay a lawyer. I waited over a year before hiring your law firm. I finally reached out to your online help where they were able to help me understand the process and what would happen. In all honesty I absolutely loved working with the individuals that were involved in my case. They were genuine & heartfelt about my case. It felt as though they really cared and were concerned about me, not just as a client but as a person.

Lacey B.,

Salt Lake City, UT

"I was afraid that my issue was too small"

I was afraid that my issue was too small to be handled, and that it would just be rejected. Or that I’d end up having to pay for my medical expenses and any of your teams expenses. I would definitely answer yes, it was resolved! I wasn’t ever made out to feel like my little issue didn’t matter, and my expenses were paid for- just what I wanted/needed.

J. Rohas,

Caldwell, ID

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My biggest fear was that it would be pointless to pursue legal action in my case. I felt like maybe I didn’t have much of a case. After speaking with Paul, I realize it was not of my own fault and that others can be held responsible for the pain and suffering I went through.

Dollie J.,

West Jordan, UT

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