Do I Need a Lawyer for a Car Accident?
You may not know whether hiring an attorney is really necessary after a car accident. Like many other accident victims, you might think you should work directly with your insurance company as you seek compensation. But before making a decision, it’s helpful to know an important fact: The insurance company is in business to make money.
This means that, even if your neighborhood insurance agent is incredibly friendly or a close family friend, the company he or she works for is in the business of making a profit. Insurance companies everywhere do that by charging premiums and paying out a little as possible.
Why You Might Need a Lawyer
If the car accident injured you and was someone else’s fault, hiring an attorney could benefit you. Doing so will give you a true advocate to help your injury claim be processed fairly and ensure that you get as much compensation as possible.
Without an attorney, there is a chance that you will be taken advantage of. The person who hit you will likely be represented by his or her own lawyer. It will be that lawyer’s job to try and push blame in your direction so you receive less compensation for the accident.
Also, without a car accident attorney, you likely won’t know whether you’re being given a fair settlement offer.
How an Attorney Can Help
A personal injury attorney can do the following for you:
- Negotiate on Your Behalf – An attorney can negotiate with the insurance companies on your behalf. This makes it possible for you to focus on recovering instead of dealing with paperwork and settlement negotiations.
- Win You More Compensation – An attorney can ask for damages to compensate you for hardships like pain and suffering, in addition to medical bills. Most non-lawyers are unfamiliar with the best way to go about this and often fail to ask for all the compensation they could receive. In other words, without an attorney, you could be leaving money on the table.
- Fight for Your Right to Recover – Even before reaching the settlement-negotiations phase, the insurance company may deny access to certain types of medical procedures or surgeries. An attorney can fight for your right to reach your maximum level of recovery. This can mean fighting to get procedures paid for.