Your options for compensation might seem limited after getting injured in a crash with an uninsured driver. Determine your next step with help from a Boise uninsured driver accident lawyer.

According to Idaho law, not only do you need a drivers license to operate a vehicle, but you also have to get insured. Without insurance on your car, you are not legally allowed to drive on the road. Unfortunately, some people choose to avoid paying insurance fees and just drive anyway, leaving you vulnerable to expensive medical bills and vehicle repair if your insurance does not cover the damage caused by an uninsured driver.

Here are a few options you have if you have been injured in an accident with a driver who isn’t insured. However, if you are dealing with an uninsured driver who was negligent, it is best to contact a Boise uninsured driver accident lawyer from Craig Swapp & Associates to help you get compensation.


Check Your Insurance Coverage

One of the first things you should check when you shop for car insurance is what the plan covers. To protect yourself from uninsured drivers, you should see if the insurance company will cover repairs or replacement of your vehicle if the damage was caused by someone who was driving without insurance.

Some agencies do not offer more than the bare minimum to cover these damages because they won’t have help from the other driver’s insurer in paying the costs. If you are seeking a car insurance company, it could be helpful to choose one that offers more substantial coverage so that you know you are protected no matter who crashes into you in the future.


Filing an Uninsured Driver Claim

All Idaho insurance companies are required to include coverage for uninsured drivers. The coverage only pertains to bodily harm, however, and not property damage, non-medical expenses, and non-economic damages. If you need to get compensation for these losses, your only option may be to sue the other driver through a personal injury claim.


Suing the Uninsured Driver Directly

Even if you exhaust your uninsured driver benefits, you could have other options if you are hurt in a car accident with someone who doesn’t have insurance. You might be able to sue the uninsured driver directly.

This process, however, could be even more complicated and requires the assistance of an experienced injury lawyer. When suing an uninsured driver, you must prove that the other person was responsible for your damages and should be held accountable because of it.

To make matters more difficult, you won’t be battling an insurance company, but instead, someone who likely will not want to accept any responsibility for the accident at all.


Boise Uninsured Driver Accident Lawyer with Experience

If you or someone you know has been hurt in an accident with an uninsured driver, you might have more options available than you think. A Boise uninsured driver accident lawyer from Craig Swapp & Associates can help you seek justice for the damages and losses you have experienced. Call us toll-free at 1-800-404-9000 or complete the form below for a free initial consultation.

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