Utah Workers Compensation
The concepts behind workers compensation insurance may be simple, but actually obtaining workers comp benefits is often complicated. For help, reach out to a Utah workers compensation lawyer.
Obtaining workers compensation benefits in Utah can be a complicated process. You need to meet certain criteria, and if your claim is handled incorrectly, it can result in a claim denial or the delay of your benefits.
If you are interested in learning more about Utah workers compensation benefits, how long you’ll be able to collect benefits, how the claims process works, and how to fight back against a denied claim, continue reading.
Utah Workers Comp Eligibility Requirements
To qualify for workers compensation benefits in Utah, you must have been employed by the company where you were injured. Volunteers do not qualify for workers comp benefits unless they are volunteering for a government agency. It doesn’t matter how long you’ve been employed or how many hours you work—from the moment you become employed, you should be eligible for benefits.
The only other specific requirement is that you must have suffered your injury at work while performing the duties of your job. Simply being on the premises does not automatically make you eligible for benefits. You need to have been on the clock in order to qualify.
Your Utah Workers Compensation Benefits
The amount of compensation Utah workers comp will provide depends on how critical your injury is, how long you are estimated to be unable to work, and what your weekly salary was before you were injured. Taking all of these into consideration is how officials will determine your weekly benefits.
Your injury can be classified in four ways based on the impairment rating given to you by your physician. These categories include the following:
- Permanent Total Disability Compensation – These benefits are paid to you when you are permanently unable to continue working the job you were working when injured or any other position. If your injury is classified as permanent total disability, you may also be eligible for Social Security disability benefits.
- Permanent Partial Disability Compensation – You are considered to be permanently partially disabled if you have suffered a permanent injury, such as becoming blind or losing a limb, but will still be able to return to work at a later date.
- Temporary Partial Disability Compensation – When you are still able to work during your recovery, perhaps with a lighter workload or with fewer hours, but are unable to earn what you did before your injury, your condition will likely fall under this category.
- Temporary Permanent Disability Compensation – Here, you will be totally unable to work for more than fourteen days but expected to be able to return to work at some point in the near future.
Those who collect the maximum allowable disability benefits are usually considered permanently totally disabled and are not expected to be able to return to work at a later date.
In addition to compensation for lost wages, Utah workers comp should provide coverage of your medical expenses, services that could enable you to return to work, and death benefits in the event that your family member died as a result of a work injury.
Filing Your Utah Work Comp Claim and Handling a Denial
After your injury, if you’ve decided to pursue your claim for workers compensation, you’ll need to file a claim with your employer. This must be done within 180 days of your injury. Past that deadline, you could be barred from receiving benefits.
After that, your employer will have seven days to submit your claim to the insurance company, which then has fourteen days to report your injury to the appropriate Utah government groups. In total, it could take up to six weeks for a decision to be made regarding your claim for benefits.
Then, if your claim is denied, a lawyer can start your appeal by speaking with the insurance adjuster who made the decision to see if we can answer any concerns or submit any additional documentation. If we continue to face a denial, we can request a hearing and even have your case heard by a judge.
Contact a Utah Workers Compensation Lawyer
For more information about obtaining workers compensation benefits or if you have specific questions about your case, contact the attorneys at Craig Swapp & Associates. We have years of experience with handling workers comp claims and will be able to offer you clarity and a path forward for your claim.
You can schedule a no-obligation claim evaluation with a Utah workers compensation lawyer by giving us a call at 1-800-404-9000 or simply filling out the online contact form at the bottom of this page.