The steps you take after a car accident can define your financial future. For your first step, hire a Spanish Fork car crash lawyer.

If you’ve never gotten into a car accident, consider yourself lucky. And if you have been in a crash, you don’t have to be told how traumatic the experience can be.

Beyond dealing with physical injuries, you’re likely to be exposed to enduring emotional and financial wounds, which are often harder to fix.

For help restoring your financial health, contact a Spanish Fork car accident lawyer at Craig Swapp & Associates today.

Dealing with Insurers

Perhaps the most significant roadblock on the path to recovering fair compensation is dealing with insurance companies. While most businesses today are agreeable and responsive to customer needs, insurance companies seem to have missed the memo.

Of course, their difficult nature is by design—claims eat away at an insurer’s profits, making it harder for the firm to deliver positive earnings reports. That means they may have already refused to compensate you for your injuries. 

Because insurers rarely let basic decency guide their behavior—for example, an adjuster may use an entirely innocent statement against you, jeopardizing your ability to receive adequate damages—it’s usually best to avoid speaking to them altogether.

With a Spanish Fork car wreck lawyer by your side, there should be no need to talk to an insurance adjuster on your own, anyway. People dealing with the aftermath of an automobile accident can turn to a lawyer for the guidance they need. 

Understanding Personal Injury Law in Utah

Car accidents fall under the scope of personal injury law in Utah, which allows us to apply relevant standards and statutes to any given case. One concept to familiarize yourself with is the standard of modified comparative fault, which only allows you to recover damages in a car accident if you were not primarily at fault.

In other words, being found less than 51 percent liable allows your case to be viable; anything more, and your case is probably shot. That leaves you dealing with all the medical expenses and other billings you may have suffered because of your injuries. 

Another important legal factor to consider is Utah’s statute of limitations for personal injury cases, which is four years. This means that any cases brought forth after this point will not be considered valid. Acting in a timely manner with a lawyer’s help may be dire if some time has passed. 

A Spanish Fork car collision lawyer with our firm would be more than glad to go over any other legal items that may pertain to your case. We’ve worked with the state legal system for decades, and we know how to help you avoid legal issues with your claim. 

Identifying Injuries and Losses

Not to be overlooked in your case is the accurate documentation of the injuries and losses you’ve suffered as a result of your accident. Car, motorcycle, and trucking crashes can be devastating, and victims may have difficulty recovering from the injuries they’ve suffered. 

Examples of injuries you may want to document include the following:

  • Traumatic brain injuries, which include concussions and contusions
  • Spine damage
  • Face or eye damage
  • Broken or fractured bones
  • Amputations
  • Organ damage
  • Internal bleeding

In the most severe accidents, a death might have occurred, which will almost always warrant special consideration.

As for losses, you will want to document all of the ways in which your accident has adversely impacted your life. Examples of losses include medical expenses, lost wages or earning potential, pain and suffering, emotional distress, repair or replacement of your vehicle, lifestyle modifications, loss of consortium, and worsened quality of life.

Talk to a Spanish Fork Car Accident Attorney

Whether you were driving on city streets or the highway, a car accident can severely scar you, both physically and psychologically, making it difficult to live your life the way you’re used to. To help ensure that your financial wellbeing doesn’t also suffer, contact an attorney at Craig Swapp & Associates today.

Call us today at 1-800-404-9000 or complete the contact form below to schedule a free consultation with a Spanish Fork car accident lawyer.