Will Workers Comp Cover a Work-Related Illness?
Work-related accidents aren’t exclusively physical and visible. While you may suffer a broken bone or other serious injury, you could just as easily be prevented from working by mental stress or an illness.
Indeed, after working somewhere for long enough, you might have been exposed to hazardous waste or other materials, and over time, these can leave you with a serious illness. Many people have developed mesothelioma, for example, after decades of exposure to asbestos in building materials.
But will workers comp cover a work-related illness in Utah? While illnesses don’t always have a direct, obvious cause, a lawyer can inform you of your options for workers compensation for your condition.
Your Workers Compensation Coverage
Making sure your illness is covered is key to getting your workers compensation benefits. Utah law requires coverage for occupational diseases. This covers any disease caused or worsened by your workplace.
There are, however, certain limitations to this coverage. For example, you must act when you have evidence of your work-related illness. If you wish to file, you will likely need to do so as soon as possible after you’ve discovered that your job has made you sick.
Likewise, you also have to show that you did, in fact, suffer from this illness. Be sure to prepare plenty of evidence to show that you’re suffering from the disease to the point that you’re unable to work, as well as how your job caused it. When it comes to finding proof, working with an attorney can make it easier to prove your case.
Benefits Available for Your Illness
Fortunately, you will have access to the compensation you need when your claim is approved. This compensation is meant to cover you for your financial losses, giving you a chance to heal. If your condition is permanent, workers comp is meant to give you a stable, livable income.
Your work comp benefits should cover three main areas:
- Medical Expenses – Your illness may require medication, therapies, or hospital stays. All of these should be paid for by your insurer.
- Disability Benefits – Whether your illness is chronic or leaves you permanently unable to work, your employer should provide a percentage of your income as a disability benefit during your time away from work.
- Death – Unfortunately, you might have lost a loved one to a work-related illness. Workers compensation should provide help paying for the funeral and burial expenses—up to $9,000. It can also help with the loss of income.
Get in Touch with Craig Swapp & Associates
When you’ve suffered a serious illness because of your work conditions, you need help getting back on your feet, and your workers compensation should provide that help. If you have any other questions on how workers comp will cover a work-related illness, our firm can help.
At Craig Swapp & Associates, we understand how serious work-related illnesses are, and we’re ready to fight for your case. If you have questions or concerns, give us a call at 1-800-404-9000 or fill out our online contact form below to schedule a free, no-pressure consultation.