How Does Workers Comp Work in Utah?
When you’ve been in a serious accident, you need to be able to focus on recovering from your injuries and losses. Workers compensation is meant to help with that. If your expenses are handled after an on-the-job injury, you’ll have the chance to focus on what’s important.
But if you don’t have someone to counsel you on workers compensation, you may still be wondering how the workers comp system works in Utah. In cases like these, you may need someone to guide you through the process.
Call a workers comp lawyer at Craig Swapp & Associates to guide you through the process. Understanding the system can be key when it comes to dealing with your accident and work comp claim.
Who’s Eligible for Utah Workers Comp?
In Utah, you’re almost certain to have workers compensation coverage. Nearly all employers are required by law to provide this coverage to their employees, which protects the employee from damages and the employer from legal action taken against him or her for work injuries.
Only a few professions don’t offer workers compensation—namely volunteer work for a non-government agency, some agricultural work, and domestic household services. If you’re not sure whether your employer offers workers compensation, your employer should have information posted at your workplace.
What Benefits Are Available?
In general, your workers compensation benefits should cover any expenses related to your recovery from your injuries, including any lost wages during your time off.
All medical expenses from your accident should be covered. If a loved one died because of his or her work-related injuries, you may see benefits to cover the expenses of his or her passing, such as funeral and burial costs.
You will also receive some compensation for the lost income while you are unable to work. Your employer and the insurer will decide this amount based on your previous income, the severity of your injuries, and how long you’ll be unable to work.
How to Receive Benefits
Receiving your benefits should be simple. You must notify your employer of your injuries, and he or she will inform the insurer, who, with the Utah Labor Commission, will decide whether your claim is valid. After assessing your injuries, the commission and insurance company will approve or deny your claim.
If your claim is approved, you should begin receiving your benefits shortly afterward. At that point, there is nothing else for you to do. Unfortunately, you may have to act if your claim is denied. In these cases, you can get an attorney on your side to fight for you and your case.
Speak with a Workers Comp Lawyer
Getting approved for workers compensation benefits can feel complicated, but it’s vital to your recovery. If you still have questions about how workers comp works in Utah, reach out to our attorneys at Craig Swapp & Associates. We can guide you through your claim and answer any remaining questions you have.
For a free, no-obligation consultation, give us a call at 1-800-404-9000 or fill out the form below.