Does Workers Comp Cover Allergic Reactions?
Many of us suffer from allergies. From our food to our work materials, we’re susceptible to many different allergens throughout the day. When you consistently have these problems on the job, however, you may find yourself unable to work. But does workers compensation cover allergic reactions?
Getting an answer and proving your claim can be more complex than the process for a clearer injury like a broken bone. Allergies can be serious, however, so consider getting in touch with a workers comp lawyer at our firm. Craig Swapp & Associates can help you determine the cause of your reaction and get the workers compensation benefits you’re entitled to.
If You Have a Reaction at Work
Allergic reactions can happen at any time, and they can range widely in severity. Most people experience mild reactions, such as hives or a runny nose, but other, more severe cases can cause pain, nausea, and life-threatening breathing problems.
In cases involving sudden reactions, such as insect stings or bites, you should receive compensation for your allergic reaction if the fallout keeps you out of work for a significant period of time. These reactions are classified as work injuries, especially if you’re working in an environment that would regularly expose you to the allergen or insect.
Proving that your allergy arose from a workplace accident, however, may not be so easy. If possible, speak to an allergist to confirm the cause of your allergic reaction.
Coverage for a Pre-Existing Allergy
Your compensation for a pre-existing allergy, however, could be limited. Because these aren’t always specifically related to the job, you may struggle to receive your full workers comp benefits.
Your working conditions may irritate your allergies, causing the issue to flare into a reaction that may make it difficult or impossible to work. These reactions are often temporary and pass with treatment.
That means you may be able to only receive temporary treatment, rather than your full disability coverage. In this case, you could receive compensation for the temporary period during which you couldn’t work, but even if your allergy prevents you from working, you may not be able to get long-term coverage.
Get in Touch with a Workers Comp Attorney
In difficult cases like these, you may need a lawyer on your side to fight for your case. Allergic reactions can be more difficult to prove than other conditions, especially if the cause is not clear. An attorney can help you gather the evidence you need to prove your claim.
Unfortunately, allergies that produce only temporary allergic reactions, even if they’re debilitating, may not be fully covered. With the right attorney, however, you could have the help you need to get the benefits available for your situation.
If you’re not sure where on the spectrum your allergy falls, you may not be sure that workers comp will cover your allergic reaction. If you’re uncertain, speak with a workers comp lawyer at our firm. We understand that dealing with allergies can be frustrating, and we’re determined to get you the most favorable outcome possible for your situation.