Salt Lake City Auto Insurance Lawyer
It’s bad enough you were injured in a motor vehicle accident. Now the insurance company is refusing to pay up? Work with a qualified Salt Lake City auto insurance attorney who can help you get the insurer to compensate you for your losses.
Many people are shocked when they get pushback from the insurance company after filing a claim. Unfortunately, it happens far more often than you might think. Utah is a no-fault state for auto insurance purposes. This means that you’ll need to meet specific insurance requirements in order to have your costs covered by your own insurance provider when you’re involved in an auto wreck.
Your Salt Lake City auto insurance lawyer at Craig Swapp & Associates is prepared to do whatever it takes to get the insurance company to uphold their end of the bargain. You didn’t purchase an auto insurance policy for fun! You did it to protect yourself if you happened to get into a car accident. Now that it’s time to issue your settlement, the insurer wants to pay you less than you deserve? Not on our watch.
Utah’s Auto Insurance Requirements
State law requires every driver to carry minimum limits on their auto insurance policies. Since Utah is a no-fault state for auto insurance purposes, you’ll need to carry personal injury protection on your policy.
The minimum limit is $3,000, and you should expect this to cover your lost wages and medical expenses up to the limits of your policy. If, for example, you purchase the minimum of $3,000 and your lost wages and medical bills total up to $15,000, you’ll need to be prepared to bring the at-fault driver to court for the remaining $12,000 as well as the costs of your non-economic damages and other losses.
You are also required to carry $15,000 per accident to cover your property and $25,000 per person/$65,000 per accident in bodily injury liability. It is well advised, but not required, for you to also add comprehensive, collision, and under- or uninsured motorist coverage, as these can further protect you in the event of a car wreck.
What You Can Expect from the Insurer
The insurance company will be obligated to settle your claim, but they aren’t going to like it. Utah operates under modified comparative negligence laws, which means that the greater the blame you carry, the less they’ll be required to pay you.
You can expect them to make you an insultingly low offer or manipulate the statement you give them to make it seem as though you’ve admitted guilt or blame for the cause of the accident.
However, with a highly trained auto insurance lawyer by your side, the chances of this happening are slim to none. Your attorney will handle the negotiations and ensure that you aren’t taken advantage of when you really need access to the funds you’re entitled to.
Get Help from an Experienced Salt Lake City Car Insurance Lawyer
During your recovery, the last thing you need to be dealing with is an insurance company who’s putting their interests above yours. A knowledgeable Salt Lake City auto insurance lawyer at Craig Swapp & Associates can help.
Your attorney will deal with the insurance adjuster while you focus on your recovery. If we can’t get the insurer to meet your needs, we’ll simply bring them to court, where a reasonable judge will review your case. There is nothing we won’t do to obtain the compensation you’re entitled to.
You can schedule your free claim evaluation today by calling our office at 1-800-404-9000 or by completing the convenient contact form we’ve provided below.
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