Ogden Workers Comp Lawyer
A workplace injury is always a surprise, but what may be even more surprising to victims is the denial they’re likely to receive from the workers compensation insurance company. For help getting the benefits you’re due, call a workers comp lawyer in Ogden.
An on-the-job injury can set you back physically, financially, and emotionally. To help you get back on your feet, Utah has a workers compensation program to help cover your expenses and income losses.
Unfortunately, workers comp insurance companies often deny deserving claimants their benefits in the interest of saving a buck. When dealing with injuries that can affect your family’s financial future, you don’t have the time to spend fighting a large insurer on your own.
You may need an Ogden workers comp lawyer with the experience and resources to help you win. And you’ll find one at Craig Swapp & Associates.
Eligibility for Work Comp in Ogden
Dangerous livelihoods like construction, mining, and other industrial jobs commonly cause injuries that require workers comp benefits, although most employees in any field are covered. Utah’s program is a no-fault insurance system, meaning that, as long as your injuries were not intentionally self-inflicted, caused by you failing to use proper safety equipment or procedures, or because of alcohol or drug use, you should be fully compensated.
Workman’s Comp Benefits You Can Receive
Workers compensation benefits can include the following:
- All Medical Care – Hospitalization, doctors, clinic appointments, testing, treatments, procedures, medication, prosthetics, in-home medical devices, and travel costs
- Temporary Total or Partial Disability – As much as six years of two-thirds your average weekly wages
- Permanent Total or Partial Disability – Two-thirds your average weekly wages
- Vocational Rehabilitation – Costs to retrain you to enter the workforce
- Death Benefits – Payments to dependents of workers killed in on-the-job accidents
How to Handle a Claim Denial
If your claim is denied or certain benefits are disputed, you can file an appeal with the Utah Labor Commission’s Adjudication Division. This starts with filling out an Application for Hearing form and attaching specific documentation.
The commission asks the employer for an answer, which is required within thirty days, then schedules a hearing overseen by a workers compensation judge. You and your Ogden workman’s comp lawyer will prepare during this time, as will your employer, the insurer, and their attorneys.
You and your employer can settle using the Claims Resolution Conference mediation program, where a neutral party will help you reach an agreement. This path can be much quicker, but if it fails, you continue to the hearing.
If you’re dissatisfied with the judge’s ruling, you can appeal within thirty days and then once more if you disagree with the appellate decision.
Connect with an Ogden Workers Comp Attorney
This is important for you and your family, so schedule a free, no-obligation case consultation with an Ogden workers comp lawyer from Craig Swapp & Associates. Just fill out the form below or call us at 1-800-404-9000.