When you’ve been injured in a traffic collision, the last thing you need is an insurance company playing games with your rights. Get the compensation you deserve by working with a Layton car accident lawyer.

As common as they are, car accidents are still one of the most stressful and life-changing experiences you can go through. Whether you suffered a minor fender bender or ended up hospitalized with substantial injuries, one thing is certain: a crash can have an incredibly negative impact on your day-to-day life.

Most people believe that their insurance company will be the buffer that will make this difficult time a bit easier, but that couldn’t be further from the truth. More often than not, people are blindsided by the amount of obstacles they face when trying to get the compensation they deserve from an insurance company, whether it’s theirs or the other driver’s.

At the end of the day, an insurance company is still a business, and their main goal is to protect their profit margins—even if doing so comes at your expense. Luckily, when you invest in the assistance of a Layton car accident lawyer from Craig Swapp & Associates, you stand a greater chance of obtaining the compensation you are rightfully owed. Our skill, experience, and dedication are crucial to achieving the best possible outcome after your collision.

Dealing with the Other Driver’s Insurance Company

If you were involved in a multi-car accident, the other driver’s provider will likely try to find a way to prove that you were at fault for the accident. They do this because they are looking for a way to pin the financial responsibility of covering the damages onto you, especially true for motorcyclists or truckers due to the high costs associated with their claims.

Some common causes of accidents that often determine who is at fault include the following:

  • Failure to Yield – This refers to the right-of-way in traffic. If you had the right-of-way and the other driver made a turn without properly yielding, he or she is likely at fault.
  • Distracted Driving – This can refer to anything from texting while driving to eating behind the wheel. You could even be found guilty of distracted driving if you were to simply look away from the road while locating something in your car.
  • Driving Under the Influence – If a driver should be found to have been under the influence of alcohol or drugs (even prescriptions), he or she will bear a large portion of the fault.

The other driver’s insurance company may have a representative who will try to get in touch with you to get a statement regarding the accident. Although the adjuster might make it seem like a harmless formality, don’t speak to them. You’re under no obligation to cooperate with the other driver’s insurance, and they will try to use your statement against you. Instead, tell them to speak to your Layton car accident lawyer.

Getting a Fair Settlement from Your Insurer

Unlike the other driver’s insurance company, attempts from your own provider to get out of paying for a crash settlement may not be so clear. After all, they’re supposed to be on your side. Sadly, their number one goal is to pay out as little as possible, even if it’s not the amount that you deserve.

You may find that your insurance company tries to lowball you, offering you an amount that’s entirely off-base from what you should be receiving. Or, even worse, they may try to tell you that they cannot pay at all.

This is where your Layton car accident lawyer will be of vital importance. While your insurance company may try to get you to agree on a number you don’t feel comfortable with by using industry jargon and intimidation, your lawyer will know better. We will handle all aspects of the claims process, from your statement to determining the final payout.

What Is My Automobile Accident Claim Worth? 

When you’re hurt in an automobile crash, you may need help to push the insurance companies to compensate you. Many car accident victims struggle to get their hospital billings, other medical expenses, and other costs covered by the insurance companies. Worse, you may have a hard time determining what your claim is worth without help. 

Our top-rated team has helped many others calculate the value of all the ways the accident has negatively affected your life, and we’re here to help you do the same. 

Your lawyer can first help you calculate how much economic damage to pursue. This is the cost of your medical treatment, property damage, and other financial losses. Once these losses are quantified, your attorney can help you address your intangible loss. Non-economic damages cover the pain and suffering, emotional trauma, and other emotional suffering you’ve experienced or will continue to experience. 

Get in Touch with a Layton Car Crash Attorney

If you have recently been injured in a car crash and are struggling with either your own insurance company or the other driver’s provider, you don’t have to go at it alone. Instead, allow a reliable, knowledgeable Layton car accident lawyer from Craig Swapp & Associates to assist you. To schedule a free consultation, please give us a call at 1-800-404-9000 or complete the contact form below.