Oftentimes when someone has a crushing financial issue come up, they don’t know their options or where to look for help. Many times people think bankruptcy might be their only option without knowing there are several strategies available for them that can help get them out from crushing debt and incessant creditor calls. A Utah bankruptcy filing can offer immediate protection to you from creditor enforcement actions and a dismissal or reorganization of your debts. However, there are certain disadvantages to filing bankruptcy as well that should be taken into consideration before filing and a qualified Utah bankruptcy lawyer can help you identify those issues. Among the options you have besides bankruptcy, you can negotiate special arrangements with your creditors to create a workout plan to satisfy the debt or restructure it to manageable levels. These arrangements possess certain legal considerations and as such typically require involving an attorney and possibly other financial professionals. Located in the Salt Lake City, Utah area, our lawyers help people with financial issues. An experienced insolvency attorney can spell the difference between successfully dealing with debt versus financial collapse. Strict laws and regulations govern these matters and are difficult to understand and apply without legal training and experience. Mistakes can be costly. We can help you navigate these waters to successfully deal with your debt issues. Contact us today for a free consultation and learn about your options.