Have you reached the end of your rope? It happens to good people everywhere. Sometimes financial burdens overwhelm us and we need legal protection to shield us from creditors. A chapter 7 bankruptcy is a liquidation of assets to cover creditors and extinguish almost all debts. Utah chapter 7 bankruptcy attorney Ron Glines explains how a chapter 7 bankruptcy works and what debts can be extinguished. It’s always best to consult an attorney if you find yourself thinking you may need legal protection. There are several options available without doing a liquidation and a bankruptcy attorney can help you figure out what the best options are for you.