What Are My Rights Regarding Property Damage?
You have the right to have your car repaired and to be compensated for the fair market value of the car if it is totaled. If the accident is not your fault, you have the right to a rental car paid by the liability insurer while your vehicle is being repaired and you have the right to be compensated for any loss in value due to the vehicle being in a collision. You also have the right to use a repair shop of your choosing over the insurance company’s ‘authorized’ repair shop. If your vehicle is totaled, you also have the right to be reimbursed for the applicable sales tax on the fair market value, cost of tag transfer and prorated annual tax and/or registration fees.
For more information about property damage issues, click here.