What If the At-fault Driver Has Little or No Insurance?
In many states, the law mandates that vehicle owners carry Uninsured Motorist (UM) or Under-insured Motorist (UIM) coverage. When you are injured by an at-fault motorist who has no or little insurance, your insurance company is legally required to cover your medical costs, lost income and compensation for your pain and suffering. Craig Swapp & Associates can help by getting you fair compensation from your UM or UIM insurance claim.
Here’s how we help:
- We quickly determine the insurance status or coverage of the at-fault driver.
- We examine every legal angle and piece of evidence to ensure that you have a good case against the insurance company.
- We’ll make sure you get the proper medical care, so you can recover as soon as possible.
- We’ll represent you and your interests with the insurance company.
- We’ll work with your medical providers to make sure your medical bills are taken care of.
- We’ll advise you how best to deal with fixing your vehicle or getting fair value if your car was totaled.
- We’ll gather your medical records, police reports and other evidence to build the strongest case possible for you.
- And most importantly, we’ll help you get every dollar you deserve in a fair settlement with the insurance company. If necessary, we will go to court, mediation or arbitration to get you what you deserve.
To tell us about your accident caused by an uninsured or underinsured motorist, please submit your information on the form to the right and one of our auto accident attorneys will respond to you right away.